Specializing in community banks approaching the $10B asset threshold — where regulatory expectations change and most institutions are underprepared.
Whether you're a community bank, credit union, or fintech navigating regulatory scrutiny, preparing for examination, or remediating audit findings — Regulatory Insight Group brings examiner-side experience directly to your institution. Engagements structured for financial institutions with $500M–$10B in assets.
Engagements structured for institutions with $500M–$10B in assets that demand examiner-side credibility.
Independent audit program assessment, internal audit function buildout, and risk-based audit planning aligned to IIA Standards — designed for institutions approaching regulatory scrutiny thresholds.
Pre-examination preparation, BSA/AML compliance review, and remediation support for financial institutions navigating OCC, Federal Reserve, and CFPB oversight — before examiners arrive.
Senior audit leadership on a fractional basis — for institutions that need Chief Audit Executive-level oversight without the full-time cost. Engagements structured as monthly retainer or project-based.
End-to-end compliance management framework design and implementation — including policies, controls mapping, testing protocols, and board reporting structures calibrated to your regulatory environment.
Active liaison and documentation support during regulatory examinations — and structured remediation support after. We help institutions respond to examiner requests efficiently, track corrective actions, validate closure evidence, and report remediation status to board and senior leadership.
Performance audits, program evaluations, and management advisory services for federal agencies — structured to GAGAS standards and aligned with CIGIE guidance. Available as contracting vehicles are established.
Regulatory Insight Group was founded by a federal auditor with over 20 years of experience — including 15 years serving inside federal banking regulatory agencies, bringing examiner-side perspective to every engagement we lead.
That experience — understanding how regulators think, what they look for, and where institutions fall short — shapes how we approach every client relationship. We bring the same rigor applied to federal oversight directly to the institutions we serve.
The following scenarios reflect the types of engagements Regulatory Insight Group is structured to support. Details are illustrative.
A community bank approaching the $10B asset threshold engaged Regulatory Insight Group to assess the readiness of its internal audit function ahead of heightened regulatory scrutiny. The engagement evaluated audit charter authority, risk universe completeness, audit plan alignment, committee reporting structure, and independence — delivering a prioritized gap analysis and remediation roadmap in examiner-style format within 30 days.
A community bank without a dedicated Chief Audit Executive engaged Regulatory Insight Group to provide fractional audit leadership on a monthly retainer basis. Regulatory Insight Group assumed responsibility for audit plan oversight, audit committee reporting, charter governance, and staff direction — providing examiner-ready audit leadership without the cost of a full-time hire.
Engagements are structured as project-based or monthly retainer arrangements. Contact us to discuss the right structure for your institution.
If your institution is approaching a regulatory threshold, preparing for an examination, or needs senior audit and compliance leadership — let's talk. The conversation is confidential and there is no obligation.